What I Do For My Buyers
Buying a home is probably the biggest investment you will make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a real estate professional. When buying a home, you can learn from the knowledge and skill of a REALTOR®.
What can REALTORS® do to help you buy the right home for you?
- They will help you determine how much home you can actually afford. Often, they can suggest additional ways to accrue the down payment and explain alternative financing methods. They can also introduce you to a mortgage counselor and arrange to have you "pre-approved" which can improve your negotiating position and enable you to achieve your home-buying objectives faster and with less stress.
- Providing client level services, they can work for you as a buyer's agent and help negotiate the best price and terms for you.
- They will help you work out a realistic idea of the home best suited to your needs - size, style, features, location, accessibility to schools, transportation, shopping, and other personal preferences.
- They have access to a listing of all available homes in the multiple listing service, can evaluate them in terms of your needs and affordability, and will not waste your time showing you unsuitable homes.
- They can often suggest simple, imaginative changes that could make a home more suitable for you and improve its utility and value.
- They can supply information on real estate values, taxes, utility costs, municipal services and facilities, and may be aware of proposed zoning changes that could affect your decision to buy.
- Although the law does not normally require an attorney to review documents or oversee real estate closings, they can provide you with a list of law practitioners to choose from if you would like to use the services of an attorney.
- They can help familiarize you with the closing process and they will obtain closing figures in advance of closing for your review.
- They can provide you with a list of qualified home inspectors, pest inspectors, surveyors, and help to coordinate inspection appointments.
It can be hard to find the right REALTOR® for you. A lot of this decision will either come from what this agent can do for you or by the way you connect with someone. Since I am very familiar with the area I tend to work with many relocating buyers from other states as well as other countries. The company I work with, Berkshire Hathaway HomeServices Florida Properties Group, is well know all around the US and Canada which helps me obtain the best knowledge of the market as well as allow myself to be a "One Stop Shop" for my buyers. This is because Berkshire Hathaway HomeServices Florida Properties Group is associated with both an in-house Mortgage and in-house Title companies.
Below is a compiled list of how I provide the best care for my buyers:
- Explain the benefits of a Buyer-Broker Agreement to you.
- Provide a list of mortgage lenders who can get you pre-approved for a loan.
- Explain all the steps in the home buying process.
- Discuss the current real estate market and its impact on your purchase of a home.
- Use my knowledge of the Tampa Bay area and the local real estate market to assist you.
- Save you time by helping you narrow your search parameters.
- Locate appropriate properties for you to review using e-mail via the MLS.
- Locate properties for you that are listed, unlisted, FSBO and Expired
- Act as a sounding board in your decision-making process.
- Communicate frequently. Provide you with my personal cell phone number for direct contact.
- Prior to writing an offer on a property you are interested in; provide a market analysis of comparable property in the neighborhood.
- Review tax record and permits from the County.
- Write a purchase contract that meets your needs and protects your interest.
- Negotiate on your behalf with listing agents and sellers
- Explain in detail the purchase contract and any addendum's when a written offer is developed.
- Provide you with options, professional advice, recommendations and guidance.
- Review appropriate Seller's Disclosures with you.
- Obtain the inspections you want and need for your home.
- Home and other inspections
- Termite Inspections
- Negotiate repairs or Termite Treatment, if required
- Frequently communicate with your lender and selling agent
- Have discussions with the title company and closing agent
- Schedule closing date and time
- Work on your behalf to problem solve/resolve issues.
- Provide final closing figures ($) to you prior to closing.
- Attend closing on the sale to represent you at the closing table.
- Follow up with you after the sale to make sure you're comfortable in your new home.